Prescott Valley AZ Short Sale Specialist I am your Prescott Valley AZ Specialist here to assist you with your short sale. I will guide you every step of the way through the process! You can count on me for constant support and communication. What exactly is a Prescott Valley AZ "short sale" in Real Estate?A short sale is a process of which you sell your home for less than what it is worth. Short sales often occur in real estate when a lender comes to agreement in accepting a shorter pay off amount on a loan rather than what is owed to their property. When a AZ short sale is in action, the borrower will be indebted more on their loans and liens versus their property's worth at its current market value. Also, a lender will only agree to a short sale generally when the borrower can give account that they are in some type of hardship. How do I qualify for a short sale in AZ?There are normally three qualifications required for a Prescott Valley AZ short sale. First, there is financial hardship. Such hardships that qualify are: loss of employment or income, divorce or separation, relocation or job transfer, property in need of repairs without resources to make repairs, major sickness and medical expenses, death of a family member, vacant rental properties, etc. The next qualification would be that the proceeds of the sale of the property, after all closing costs are paid, are less than the amount currently owed on the home. The final qualification would be Financial Insolvency (no other major assets). What are the benefits to doing a Prescott Valley AZ short sale?A great advantage you will get from short selling your home is that your record will usually recover within two years, which will give you the time to pay off old debt, establish your credit once again, and qualify for loans. Simply put, your credit history will read as "settled in full" or "paid as negotiated", however, it will not be displayed as "short sale". A short sale is not an actual item on your credit so it will usually not affect any future employment where as a Prescott Valley AZ foreclosure keeps its title while potentially turning away employers, or even sacrificing your current job title. Whenever foreclosure appears to be a possibility on a homeowner's record, it is wise to do as much research on a AZ Short Sale Realtor before a decision is reached. In the event of choosing a short sale, a short sale specialist is the correct answer to your worries. A qualified and highly trained short sale Realtor will walk you through the steps of the short sale process while being responsible for all negotiations on your behalf. Can my current Prescott Valley AZ short sale Realtor© help
me?
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WeLocate Real Estate
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853 Dunivin Ln. Ste C Dewey, AZ 86327 (928) 237-5750 Office (928) 237-5858 FAX Jennie Shook, Broker jennie@jennieshook.com (928) 458-9453 cell |
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Now
more than ever, people all over the country have
been suffering from financial distress. With loss
of employment and poor mortgages increasing among
other things, the real estate market appears to
be a disaster. Unfortunately, over one out of every
three home owners' debt greatly oversees the
value of their home. Keep in mind too, many homeowners
feel obligated to dish out money that they do not
have so that closing is possible if they were to
sell their property. In some states, one/fifth
of the homeowners today turns out to be delinquent
when paying their mortgages. If you have found
yourself trapped and you have no choice but to
sell your property, do not get the impression that
you are secluded from all other homeowners. As
a Prescott Valley AZShort Sale Specialist, I am
here to inform you of all of the options that you
may qualify for and offer you assistance at no
cost; which has helped many Prescott Valley AZ
homeowners escape the disaster of a AZ foreclosure.
You can save your credit with my help, as well
as dodge foreclosure and be off to a new start.
